Most people do not like to be burdened with small change. The coins somehow find their way to the depths of a purse or squirreled away between couch cushions. Despite their colorful nature and interesting history, pennies and other coins fail to inspire the same excitement as their big bill cousins. If you remain patient and careful, after collecting many pennies and other small coins, you will find that there is a lot of potential in trading in your coins for dollar bills.

 

CoinStar + Coin Return Machines

For those unfamiliar with the popular exchange tool, CoinStar is the change to bill kiosk found in most supermarkets and stores. It is not the most generous exchange (they charge a 10.9% service fee). However, you can easily end up with over $10 in cash which is so much easier to handle than a big chunk of change.

Your bank may have a machine which operates in the same way as CoinStar, and perhaps may even have more generous exchange rates. If you’re thrifty, you’ll be able to find many different places which can help take those pesky coins and turn them into paper.

 

Make It Fun!

Set aside your piggy bank for a special dinner with friends or a night out! Once a month, you can cash your stash and spend your hard saved coins on something nice for yourself. Next time you see a penny, on the ground imagine it contributing to your next wild night out. Apps such as Digit are easy, automatic savings apps which will take any extra change you have and put it in an account. You’ll be able to access this savings account through the app and cash out when you’re ready for your rainy day.gathering restaurant dish meal food breakfast eat waffle lunch dinner supper brunch taste sense

 

Save for Your Future
That change you have sitting between your couch cushions could be invested into a savings account or a retirement fund. Put that money to work through the magic of interest rates. When you are satisfied with the growth and feeling confident, you can even take it out and invest it in more lucrative investments.

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Penny Pinching Pays Off
Fortunately, many products and services marketed to college students are available for pennies on the dollar. Use your spare change to make these purchases and experience the awesome self-congratulatory feeling that comes with buying something like food or something you’ve been saving for with your pity pennies. Your mother would be proud to see you spent your money responsibly!

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